Top Two Things You Need Before You Shop for a Home

During the year or more before you start home shopping for your Tampa home you'll get the very best mortgage terms by improving your credit.

First, obtain your FREE credit reports from annualcreditreport.com. You can get one from each of the reporting agencies quarterly.

Then get your mortgage credit score from MyFico.com

Your score needs to be above 600 and more than 740 to get the best interest rates.

Make sure your debts are current and start paying down your debts. Check your report for accuracy and dispute any inaccurate information. Removal of negative errors should improve your score.

Contact me by phone 813-956-2156 or email diana.l.marshall@gmail.com to request your free handbook with additional tips for improving your credit.